Pre-2005 HECS students   Important Information   All pre-2005 student arrangements CONCLUDED ON 31 DECEMBER 2008 regardless of whether you completed your course.   This means that for units of study that end after 31 December 2008 you: are subject to the student contribution ranges established on 1 January 2005 (indexed) and are not eligible for a HELP loan unless you are an Australian citizen or the holder of a permanent humanitarian visa. See also: the HELP information booklets on the Publications page.